Disclaimers & Refund Policy | EZ FILE NOW
EZ FILE NOW • Disclaimers • Refund Policy • Service Disclosures
Legal & Compliance

Disclaimers & Refund Policy

Important disclosures covering EZ FILE NOW tax services, EZ Tax Academy, credit-related services, professional software, business education, insurance-related services, digital products, workshops, and other offerings.

Effective: September 10, 2026
Updated: September 10, 2026
Important legal note: This page is a business draft and is not a substitute for advice from your own California attorney. Refund restrictions never override rights that cannot legally be waived, including any mandatory cancellation or refund rights that apply to a particular service.

1 General Disclaimer

EZ FILE NOW provides tax-related services, business education, professional resources, software access or technology support, credit-related services where offered, digital products, workshops, training, and other business services.

Information provided through our websites, portals, courses, webinars, emails, social media, documents, software resources, and educational materials is provided for the purpose stated for that service and should not be treated as a promise of a particular financial, tax, credit, business, insurance, employment, or professional outcome.

2 No Guarantees of Results

EZ FILE NOW does not guarantee tax refunds, credit-score increases, removal of negative credit information, income, customers, business revenue, profits, employment, EFIN approval, software availability, insurance eligibility, funding, approvals, or any other specific result.

Results depend on facts and circumstances outside our control, including customer eligibility, documentation, third-party reporting, IRS or government decisions, consumer reporting agencies, creditors and furnishers, insurance carriers, market conditions, personal effort, business execution, and compliance with applicable rules.

3 Earnings & Business Opportunity Disclaimer

Any revenue figures, preparer earnings, client counts, sales examples, business results, testimonials, screenshots, or case studies are examples of individual results and are not representations that every participant will achieve the same or similar outcome.

Participation in EZ FILE NOW, EZ Tax Academy, a preparer program, ERO-related program, workshop, mentorship, software program, or other business education does not guarantee income, a job, a contractor opportunity, clients, a successful tax business, or profitability.

You are responsible for your own business effort. We can provide education, systems, tools, support, and resources. We cannot guarantee execution, customer acquisition, sales, or earnings.

4 Tax Service Disclaimer

Tax outcomes are based on the customer's actual facts, documentation, filing status, eligibility, and applicable tax law. EZ FILE NOW does not guarantee a refund amount, tax credit, deduction, processing time, audit result, acceptance of a tax position, or acceptance of a return by any taxing authority.

Customers are responsible for providing complete and truthful information and for reviewing their return before signing or authorizing filing.

5 EZ Tax Academy & Educational Programs

EZ Tax Academy and other EZ FILE NOW courses, workshops, mentorship programs, webinars, templates, coaching, and educational resources are educational services.

Completion of an academy or training program does not guarantee employment, independent contractor placement, clients, income, certification, licensing, professional competency, PTIN approval, EFIN approval, IRS authorization, or business success.

Students remain responsible for satisfying all government, professional, licensing, continuing education, security, ethical, and business requirements applicable to their activities.

6 Credit Repair / Credit Services Disclaimer

Where EZ FILE NOW offers credit-related services, those services are intended to assist consumers with reviewing credit information, identifying possible inaccuracies, and exercising rights available under applicable consumer-credit laws.

We do not guarantee that any account, collection, inquiry, late payment, charge-off, bankruptcy, repossession, or other item will be deleted, changed, suppressed, or removed. We do not guarantee any particular increase in a credit score or any particular time frame.

Accurate, current, and verifiable negative information generally cannot lawfully be removed merely because a consumer wants it deleted. Results depend on the underlying facts and the responses of consumer reporting agencies, creditors, collectors, furnishers, and other third parties.

Consumers may dispute inaccurate information themselves without hiring a credit repair company.

7 Refund & Cancellation Policy

Credit Repair

No Refunds After Lawful Cancellation Periods and Earned Performance

Credit repair / credit services are generally nonrefundable once the applicable statutory cancellation period has expired and the specific service being charged for has been lawfully performed, except where a refund is required by law or expressly promised in a written agreement.

Academy & Training

Digital Education

EZ Tax Academy, courses, workshops, mentorship, digital downloads, templates, recordings, and other educational products are nonrefundable after access has been delivered, unless a written offer or applicable law provides otherwise.

Tax Services

Tax Preparation

Fees for completed tax preparation or other completed professional services are generally nonrefundable. A refund is not due merely because a customer disagrees with a lawful tax result, receives a different refund than expected, or experiences an IRS or state processing delay.

Software / Digital Access

Technology Services

Software access, digital products, portal access, setup services, and technology fees are nonrefundable after credentials, access, activation, or substantially performed setup services have been provided, except as required by law or stated in a specific written agreement.

Credit repair exception: A “no refunds” policy does not eliminate mandatory consumer cancellation rights. Federal credit-repair law provides consumers a cancellation period, and California may provide additional or longer protections. Where California law applies, EZ FILE NOW will honor the legally required cancellation period and any refund or nonpayment rights that cannot be waived.

Refund requests for services other than credit repair are evaluated under the written terms applicable to the purchased product or service. Processing fees, completed professional work, delivered digital products, and already-used services may be nonrefundable to the extent permitted by law.

Nothing in this policy limits a consumer right that cannot lawfully be waived.

8 Software & Technology Disclaimer

Software, portals, document systems, integrations, payment services, email systems, and third-party technology may periodically experience maintenance, outages, delays, bugs, integration failures, government-system interruptions, or other technical issues.

EZ FILE NOW does not guarantee uninterrupted availability of third-party systems or services outside its reasonable control.

9 PTIN, EFIN & Government Approval Disclaimer

EZ FILE NOW may provide education or assistance relating to PTIN, EFIN, business setup, or other professional applications. Approval is controlled by the applicable government agency.

Assistance with an application is not a guarantee of approval, timing, suitability determination, eligibility, or authorization.

10 Insurance Services Disclosure

Insurance services are separate from EZ FILE NOW tax, academy, software, and credit-related services. Insurance advice or transactions are provided only by appropriately licensed persons acting within the scope of their license.

LICENSED INSURANCE ADVISOR

Tayler Davis

California Insurance License No. 4378656

Insurance quotes are not guarantees of coverage. Insurance products are subject to underwriting, eligibility, carrier approval, availability, policy terms, exclusions, deductibles, limitations, and premium requirements. Coverage is not effective until properly bound or issued by the carrier.

11 Third-Party Decisions & Services

EZ FILE NOW is not responsible for independent decisions made by the IRS, state tax agencies, consumer reporting agencies, creditors, furnishers, banks, payment processors, software providers, insurance carriers, government agencies, or other unaffiliated third parties.

12 Testimonials & Examples

Testimonials and client or participant examples reflect individual experiences. They are not a warranty, promise, or prediction of the result another person will receive.

Any material relationship with a person providing an endorsement should be disclosed where required.

13 No Legal, Investment, or Guaranteed Financial Advice

Unless expressly provided by an appropriately licensed professional acting within the scope of that license, educational information provided by EZ FILE NOW is not individualized legal, investment, securities, or financial-planning advice.

14 Information Accuracy

EZ FILE NOW makes reasonable efforts to provide useful and current information, but tax laws, regulations, government guidance, technology, financial rules, credit reporting information, insurance requirements, and business requirements can change.

Users are responsible for confirming requirements that apply to their specific circumstances.

15 Limitation of Liability

To the fullest extent permitted by law, EZ FILE NOW is not liable for indirect, incidental, special, exemplary, punitive, or consequential damages resulting from use of educational materials, websites, technology, services, or third-party systems.

Nothing in this disclaimer excludes liability or consumer rights that cannot legally be excluded.

16 Changes to This Page

EZ FILE NOW may update these disclosures periodically. The revised page will display an updated effective or last-updated date. Additional notice or consent will be provided where required by law.

17 Contact

EZ FILE NOW
Email: [email protected]

Insurance-related matters:
Tayler Davis
Licensed Insurance Advisor
California Insurance License No. 4378656

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